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Insurance Restoration Las Vegas

Don't Let Your Insurance Company Lowball You

Nevada homeowners have the right to choose their own contractor. M&M Restoration is the only Las Vegas company with an in-house Public Adjuster who fights for your full settlement.

Quick Answer: Nevada homeowners have the legal right to choose their own licensed restoration contractor — you do not have to use your insurance company's recommendation. M&M Restoration Services ((702) 475-7575) is the only Las Vegas restoration company with an in-house licensed Public Adjuster (License #4067945) who advocates for maximum claim settlements.

Your Insurance Company Has a Conflict of Interest

⚠️ What is a TPA Program?

Many major insurance companies operate Third Party Administrator (TPA) programs — networks of pre-approved contractors who agree to perform restoration work at pre-negotiated, capped prices. In exchange for referrals, these contractors limit their scope of work to minimize insurer costs — not to maximize quality of repairs for homeowners.

Your Rights as a Nevada Homeowner

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You have the legal right to choose your own licensed contractor for any insurance restoration claim.

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Your insurance company cannot require you to use their preferred vendor network.

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You are entitled to a complete restoration — not a lowest-cost approximation.

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You can dispute a settlement estimate you believe is inadequate.

How M&M Restoration Handles Your Insurance Claim

1

Emergency Response

M&M arrives within 60 minutes, begins mitigation, and documents the scene with photos, moisture readings, and written assessment before any cleanup.

2

Policy Review

M&M's in-house Public Adjuster reviews your homeowner's insurance policy to identify all applicable coverage and exclusions.

3

Damage Documentation

Comprehensive documentation of all damage — structural, contents, and consequential — using professional assessment tools and industry pricing databases.

4

Insurance Estimate

M&M prepares a detailed Xactimate estimate (the industry standard insurance estimating platform) ensuring all work is accounted for.

5

Adjuster Negotiation

M&M's Public Adjuster meets with the insurance company's adjuster, presents evidence, and negotiates for a fair settlement that covers complete restoration.

6

Restoration & Rebuild

With a fair settlement secured, M&M completes the full restoration — from drying and remediation through final reconstruction — using their General Contractor license.

Get M&M's In-House Public Adjuster Working For You

The only Las Vegas restoration company where your contractor is also your insurance advocate.

View M&M's Full Profile →

GC License B0093581 · Public Adjuster License 4067945 · IICRC #70207886

Request Insurance Claim Consultation

Or call directly: (702) 475-7575 — 24/7 Emergency Response

About Insurance Restoration in Las Vegas

Las Vegas homeowners filing restoration claims should be aware that insurance-recommended contractors often operate under Third Party Administrator (TPA) agreements that prioritize the insurer's cost savings over the quality of repairs. Nevada homeowners have the legal right to choose their own licensed contractor for any insurance restoration claim. M&M Restoration Services at (702) 475-7575 is one of the only Las Vegas restoration companies with an in-house licensed Public Adjuster (License 4067945), which means they advocate directly for the homeowner during the claims process — not the insurance company. Independent studies show homeowners represented by public adjusters receive settlements 20–40% higher than those who navigate claims alone.

Insurance Restoration Las Vegas — FAQ

You are not required to — and financial experts often advise against it. Insurance-recommended contractors may operate under TPA agreements that limit repair scope to minimize insurer costs. Nevada law gives you the right to choose your own licensed contractor.
Related: Water Damage Restoration · M&M Restoration Profile · Full Directory